Maximize Your Profits, Minimize Your Stress
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You work hard for your money. You shouldn't hand over more than you legally have to.
Look, you've built something real—rental properties, a business, maybe both. But every year when tax season hits, there's that nagging question: Am I paying more than I need to?
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Maybe you've worked with tax preparers who punch your numbers into software and call it a day. Maybe you've been down the Google rabbit hole at 11pm trying to figure out what deductions you're missing. Or maybe you owe the IRS money you don't have, and those notices are starting to pile up.
Here's the thing: You're better at spending your money than the government is. I'm here to help you keep as much of it as possible.
Chelsea Monk,
EA, ChFC, RICP, CTC
Year-round tax planning that actually makes sense
I'm Chelsea Monk. I work with real estate investors, small business owners, and people who've found themselves in a tough spot with the IRS.
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I don't just file your return and disappear. I help you build a real tax strategy—one that actually puts money back in your pocket. And I explain everything in plain English, because tax law is confusing enough without the jargon.
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I'm also not just here in April. I'm your year-round tax partner as you grow your wealth and build your legacy. Have a question in July about a property you're thinking of buying? Call me. Wondering if you should make that business purchase before year-end? Let's talk it through.
What I Help With
Tax Strategy for Real Estate Investors
Depreciation strategies, 1031 exchanges, cost segregation, capital gains planning—there are a lot of ways to reduce your tax burden on investment properties. I help you figure out which ones make sense for your situation.
Tax Strategy & Compliance for Small Business Owners
S-corp election, reasonable compensation, retirement planning, maximizing deductions—I help business owners get their tax house in order and keep more of what they make.
IRS Tax Debt Resolution
Back taxes. Unfiled returns. IRS notices. A balance that feels impossible to pay. I've seen it all, and there are more options than you might think—installment agreements, offers in compromise, penalty abatement. Let's figure out your best path forward.
Why Work With Me?
I'm here all year
Tax planning doesn't happen once a year in April. I'm available for questions, strategy sessions, and "hey, should I do this?" conversations whenever you need me.
I speak human, not IRS
I have a thing for taking complicated tax concepts and making them actually make sense. You'll always understand what's going on with your money and why we're doing what we're doing.
I think ahead
No one likes a surprise tax bill. I help you plan so you know what's coming and can make smart moves throughout the year—not just react in April.
I can go to bat for you
As an Enrolled Agent, I'm federally licensed to represent you before the IRS. I also hold Certified Tax Coach (CTC), Chartered Financial Consultant (ChFC), and Retirement Income Certified Professional (RICP) designations—so I'm looking at your full financial picture, not just one piece of it.
Who I work with
I work remotely with U.S. taxpayers all over the country and overseas. Texas, North Carolina, abroad—if you're a U.S. taxpayer, I can help.
Most of my clients are real estate investors, small business owners, or folks who've gotten into a tough spot with the IRS and need help sorting it out.